ZIP 58523 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 58523 (Mercer County, North Dakota) lands at 14/100 — minimal on DLRadar's public-record scoring. Structural risk reads 32/100 against active distress of 2/100. Leading the profile are construction/permit lag (100/100), structural risk (32/100), institutional ownership (9/100). On the quiet end sit institutional ownership (9/100) and mortgage stress (8/100).

The market reads peak — home values rose 4.8% year on year, and 23% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $215,000 (2.3× income, relatively affordable). Vacancy runs 27.0%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $85,600 — near the roughly $78,000 national figure. The ZIP holds roughly 1,925 housing units. Roughly 7.7% live below the poverty line. Educational attainment sits at 22% bachelor's-or-above. The demographic-stress sub-score lands at 31/100. About 3,277 people live here, median age 40. Around 63% of renters are cost-burdened. 78% of housing is owner-occupied.

Net-net, 58523 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 58523 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 58523 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 58523 can be compared directly against any other ZIP in Mercer County, North Dakota or nationwide. 58523 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 58523 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. The point of the 58523 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.