Mercer County, ND: Foreclosures, Tax Liens & Distressed Properties

Mercer County, ND, North Dakota: 10 ZIP codes scored, Mercer County, ND averaging 15/100 (low, Mercer, ND), from 6 to 19. Mercer County, ND is in its peak phase (Mercer, ND confidence 44/100): Mercer, ND home prices up 4.2% (Mercer, ND) over twelve months. Mercer County, ND lender headwind: 83/100.

Highest-scoring Mercer County, ND ZIPs: 58631 (19/100), 58638 (19/100), 58523 (17/100), 58541 (17/100), 58545 (17/100), 58571 (17/100). Also scored in Mercer County, ND: 58580, 58625, 58636, 58530.

Across Mercer County, ND's scored ZIPs: median home value $176,289, household income $76,971, 22.5% vacancy, 9.5% poverty, 86% owner-occupied, median age 44.6.

Mercer County, ND insurance distress 21/100 (#2,230 in the US); FEMA hazard 40/100 for Mercer, ND; 2 federal disaster declarations in Mercer County, ND since 2023; Mercer, ND construction distress 99/100.

3 banks with 8 branches lend in Mercer County, ND; Mercer, ND weighted bank stress 72/100, highest 78/100 in Mercer, ND.

Mercer County, ND unemployment 2.4% (Mercer, ND -2.1 pts, six months); 1 new housing units permitted in Mercer County, ND over twelve months, Mercer, ND down 92% from 13; Mercer, ND home prices +5.9% a year (Mercer, ND) over three years.

4,667 housing units in Mercer County, ND; 700 Mercer, ND renter households; 46% of Mercer, ND renters spend 30%+ of income on rent, 27% (Mercer, ND) half or more.

Mercer County, ND ranks #175 nationally on the opportunity index (Mercer, ND, among all ranked counties); Mercer, ND scores 36.1/100 and Mercer, ND sits #1 inside North Dakota. Mercer, ND is in the peak_opportunity opportunity phase; Mercer, ND's primary driver is vacancy, Mercer, ND second driver construction; Mercer, ND moved down 90 places. 3 short-sale listings across Mercer, ND; 44 days on market observed in Mercer, ND; 22.5% vacancy over 10 Mercer, ND ZIPs.

No CFPB county sample covers Mercer County, ND. The state reading for Mercer, ND: 0.6% ninety-plus days late; Mercer, ND's thirty-to-eighty-nine share is 1.3% (Mercer, ND, December 2025 data).

Mercer County, ND has 3 watched banks; 3 Mercer, ND banks sit in an elevated band. Mercer, ND footprints: Union State Bank Of Hazen (4 branches, stress 78) in Mercer, ND; Union Bank (3 branches, stress 64) in Mercer, ND; First Security Bank West (1 branch, stress 70) in Mercer, ND.

1,073 of the 4,667 housing units in Mercer, ND sit vacant. Mercer County, ND permitted 0 multifamily units in twelve months; Mercer, ND's one-to-four unit structures added 1 units in Mercer County, ND.