Mercer County, ND: Foreclosures, Tax Liens & Distressed Properties

Across Mercer County, North Dakota, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Lender pressure in Mercer County registers 83/100 — a elevated bank-stress headwind. The county spans 10 scored ZIP codes, averaging 13/100 composite distress. Across its ZIPs, composite distress spans 5 to 18 out of 100.

The county market is in a peak phase: home prices rose 4.2% over the past year, a 44/100-confidence read. This late in the run, broad sweeps stop paying as the ZIP scores below show.

Mercer County's topped-out +4.2% YoY (44/100 confidence) means the wins are surgical and a county-wide sweep stays on the shelf. Its 83/100 lender headwind signals what's coming: short sales and foreclosures accelerate.

The sharpest Mercer County readings come from 58631 (18/100), 58638 (17/100), 58523 (14/100), 58545 (14/100), 58571 (14/100), 58541 (13/100) — open any for the parcel detail. The breakdown continues through 58580, 58625, 58636, 58530 and more.

By the numbers, Mercer County's tracked footprint run a median household income near $76,971 (near the US norm), a 9.5% poverty rate, typical home values near $176,289, vacancy near 22.5%, a median age of 44.6, 86% of homes owner-occupied. Read together, they drive both the distress on offer and the exit velocity.

With a minimal 13/100 reading over 10 ZIPs, distress here is parcel-specific rather than a blanket buy. Unlock Mercer County to see every parcel's owner, APN and address, score, bank exposure and an exit-velocity estimate.

No county is too small to score: Mercer County, North Dakota runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Mercer County's numbers mean exactly what they mean anywhere else in North Dakota.

Used properly, Mercer County, North Dakota's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Mercer County as a whole. All Mercer County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

Drilling in, Mercer County's highest-scoring ZIPs are 58631 (18/100), 58638 (17/100), 58523 (14/100), 58545 (14/100), 58571 (14/100), 58541 (13/100). DLRadar also scores 58580, 58625, 58636, 58530 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

Under Mercer County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.