ZIP 58638 Foreclosure, Tax-Lien & Distress Report

ZIP 58638's composite property-distress score is 17/100 - DLRadar classes that as low for Morton County, North Dakota. Its standout signals are construction/permit lag (85/100), structural risk (40/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 40/100 structural and 3/100 already moving.

The expansion-phase market in 58638 posted values that rose 5.3% over the year (phase confidence 29/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 78% of homes, renters 22%. The ZIP holds roughly 482 housing units. DLRadar's demographic-stress index for the area reads 22/100. Vacancy runs 25.8%, above the national norm and a classic distress-and-opportunity signal. About 949 people live here, median age 42. About 17% have a four-year degree. Around 8% of renters are cost-burdened. At $60,341, median income runs below typical U.S. levels. Home values center near $108,700, an affordability ratio of 1.9× — accessible. The poverty rate is 8.2%.

Taken together, 58638 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 58638 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 58638 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 58638 can be compared directly against any other ZIP in Morton County, North Dakota or nationwide. Where the public record is thin for 58638, the field stays empty rather than modeled, and fills in as new documents post.

The 17/100 figure for 58638 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 58638 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.