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ZIP 58630 Foreclosure, Tax-Lien & Distress Report

Stark County, North Dakota · High Vacancy market

Stark County, North Dakota's ZIP 58630 registers 16/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (83/100), structural risk (38/100), institutional ownership (10/100). institutional ownership (10/100) and mortgage stress (6/100) stay muted. Latent structural risk is 38/100 while live distress already moving reads 2/100.

The peak-phase market in 58630 posted values that rose 4.7% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 260 housing units. The poverty rate is 6.6% — low. A median home runs $256,300 here, or 2.1 times local income. Educational attainment sits at 17% bachelor's-or-above. Population is roughly 412 with a median age of 54. Around 8% of renters are cost-burdened. The vacancy rate is 29.4% — elevated. On demographic stress specifically, 58630 scores 22/100. The tenure split is 78% owner-occupied to 22% rented. At $112,625, median income runs above typical U.S. levels.

On the whole, 58630 leans distressed, with opportunity clustered in specific stressed parcels. While 58630 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 58630's 16/100 can be lined up against any neighbor in Stark County, North Dakota or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 58630 shows blanks, not estimates, wherever the record is sparse.

The 16/100 figure for 58630 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 58630 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

16/100
Composite stress
38/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 58630

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk31
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 58630 Stress Report snapshot

A live read on 58630: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Deterministic scoring, sourced entirely from public data · methodology

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