Ward County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ward County, ND distress report, 2026: 24 ZIPs scored in Ward, ND, Ward, ND average 11/100; the top Ward, ND ZIP is 58716 at 17/100; Ward, ND market phase expansion, Ward, ND prices +8.0% year over year.
- Ward, ND ranks #2,141 nationally (opportunity index); Ward, ND #32 in North Dakota; Ward, ND index 27.2.
- Ward, ND: no CFPB county sample; Ward, ND state reading 0.6%.
- Ward, ND ZIP phases: 22 expansion, 2 peak.
- Ward, ND residential listings tracked: 119 across 14 ZIPs; Ward, ND candidate listings 37.
- Ward, ND HUD assisted properties: 5 with 373 units.
- Ward, ND lenders on watch: 7; largest Ward, ND footprint State Bank&Trust Of Kenmare (3 branches).
- Ward, ND most distressed ZIP: 58716 at 17/100.
Ward, ND figures: DLRadar distress index; Ward, ND inputs: CFPB, FHFA, HUD, FDIC; Ward, ND rebuilt as sources refresh.
| Rank | Ward, ND ZIP | Score |
|---|---|---|
| 1 | 58716 | 17/100 |
| 2 | 58759 | 16/100 |
| 3 | 58779 | 16/100 |
| 4 | 58735 | 15/100 |
| 5 | 58701 | 14/100 |
| 6 | 58703 | 14/100 |
| 7 | 58704 | 14/100 |
| 8 | 58705 | 14/100 |
| 9 | 58707 | 14/100 |
| 10 | 58722 | 14/100 |
| 11 | 58733 | 14/100 |
| 12 | 58781 | 14/100 |
Most distressed Ward, ND ZIPs (0-100, 2026)
Mortgage delinquency around Ward, ND
No CFPB county sample covers Ward, ND; the state reading for Ward, ND: 0.6% ninety-plus; Ward, ND area thirty-to-eighty-nine 1.3% (December 2025, Ward, ND).
Opportunity index: Ward, ND
Ward, ND index 27.2, Ward, ND phase weak; Ward, ND primary driver vacancy, Ward, ND second driver bank institutional. Ward, ND components: property stress 18.7, foreclosure pressure 13.4, listing discounts 32.3, bank stress 60.6, insurance 0.0; Ward, ND pulse 29.0; Ward, ND capital opportunity 24.6; Ward, ND seven-day change +0.3%.
ZIP market phases inside Ward, ND
24 Ward, ND ZIPs carry a price-cycle phase; Ward, ND ZIPs by phase (Ward, ND), deepest drawdown first: peak, +4.4% YoY, 0.0% off peak (Ward, ND): 58721; peak, +5.0% YoY, 0.0% off peak (Ward, ND): 58771; expansion, +5.6% YoY, 0.0% off peak (Ward, ND): 58716; expansion, +5.9% YoY, 0.0% off peak (Ward, ND): 58779; expansion, +6.0% YoY, 0.0% off peak (Ward, ND): 58759; expansion, +6.4% YoY, 0.0% off peak (Ward, ND): 58735; expansion, +6.5% YoY, 0.0% off peak (Ward, ND): 58734; expansion, +6.7% YoY, 0.0% off peak (Ward, ND): 58746; expansion, +6.8% YoY, 0.0% off peak (Ward, ND): 58718; expansion, +7.0% YoY, 0.0% off peak (Ward, ND): 58756; expansion, +7.9% YoY, 0.0% off peak (Ward, ND): 58740; expansion, +8.0% YoY (Ward, ND): 58701, 58703, 58704, 58705, Ward, ND 58707.
Residential listings by Ward, ND ZIP
Ward, ND ZIPs with the most tracked Ward, ND residential listings: 58701 64 listings, 18 candidates, bank pressure 68; 58703 46 listings, 12 candidates, bank pressure 68; 58722 5 listings, 5 candidates, bank pressure 68; 58735 2 listings, 2 candidates, bank pressure 67 (Ward, ND); 58734 1 listings, 0 candidates, bank pressure 68; 58781 1 listings, 0 candidates, bank pressure 68; 58704 0 listings, 0 candidates, bank pressure 68; 58705 0 listings, 0 candidates, bank pressure 68. Ward, ND totals: 119 listings; Ward, ND candidates 37; active ZIPs 2.
HUD assisted housing in Ward, ND
5 assisted properties with 373 units sit in Ward, ND; largest Ward, ND properties: Meadow Ridge Apartments (Minot) 132 units; Meadowlark Heights (Minot) 96 units, 96 assisted; Elk Pointe Apartments (Minot) 72 units in Ward, ND; Kalix (Minot) 48 units, 48 assisted; Asi-Minot (Minot) 25 units, 24 assisted.
Lenders with branches in Ward, ND
Ward, ND lenders by branch count: State Bank&Trust Of Kenmare (Ward, ND): stress 77, 3 branches low in Ward, ND; First International B&T (Ward, ND): stress 72, 3 branches low in Ward, ND; First Western Bank&Trust (Ward, ND): stress 68, 3 branches low in Ward, ND; Gate City Bank (Ward, ND): stress 76, 2 branches low in Ward, ND; Bravera Bank (Ward, ND): stress 61, 2 branches low in Ward, ND; Cornerstone Bank (Ward, ND): stress 72, 1 branch low in Ward, ND; Peoples State Bank Of Velva (Ward, ND): stress 63, 1 branch low in Ward, ND.
Vacancy and permits, Ward, ND
3,919 of 32,487 Ward, ND housing units are vacant; Ward, ND permits, twelve months: 36 multifamily units in Ward, ND, 129 one-to-four unit units.
Work Ward, ND at the parcel level
Every Ward, ND parcel carries owner and address; every Ward, ND parcel carries APN; Ward, ND distress scores sit on the Ward, ND live board.
Ward, ND figures refresh with each source.
Ward, ND questions
Most distressed ZIP code in Ward County, ND?
ZIP 58716 leads Ward, ND at 17/100; next in Ward, ND: 58759 at 16/100; the Ward, ND average is 11/100.
Where does Ward County, ND rank for investment opportunity?
Ward, ND is #2,141 among all ranked counties, #32 in North Dakota; the Ward, ND driver is vacancy; Ward, ND moved up 386 places.
How many mortgages are delinquent in Ward County, ND?
Ward, ND takes the state reading of 0.6% for December 2025; no CFPB county sample covers Ward, ND.
Which banks lend in Ward County, ND?
7 watched lenders hold Ward, ND branches; the largest Ward, ND footprints are State Bank&Trust Of Kenmare (3), First International B&T (3), First Western Bank&Trust (3).
More on Ward, ND
Ward County, ND distress report: public-record figures for Ward, ND; not legal advice for Ward, ND; not tax or investment advice; verify every Ward, ND record before acting.