Ward County, ND: Home-Insurance Distress & Forced-Sale Pressure
Ward County, ND: 17/100 (low) home-insurance distress; Ward, ND band LOW; Ward, ND #2,396 of 3,222 counties; Ward, ND #29 of 53 in North Dakota; raw Ward, ND 20.4; Ward, ND coverage multiplier 0.85.
FEMA hazard, Ward, ND: 0/100; Ward, ND declarations, three years: none.
NFIP claims, Ward, ND, three years: 1; Ward, ND payouts $2,252; per Ward, ND claim $2,252; Ward, ND claim-stress 51/100.
Ward, ND monthly score fell, 19 (March 2026) to 17 (October 2026); Ward, ND by month: March 19, April 19, May 19, June 19 (Ward, ND), July 19, August 19, September 19, October 17.
Ward, ND components: NFIP claims 51; Ward, ND retreat index 17; Ward, ND climate multiplier 0.85.
Construction distress, Ward, ND: 2/100 as of August 2026 (Ward, ND: 14/100 one-to-four unit, 0/100 multifamily).
Ward, ND ZIPs, June 2026 (Ward, ND, 16 highest): score 0 (Ward, ND), climate 71 (Ward, ND): 58701, 58703, 58704, 58705, Ward, ND 58707, 58722, 58733, 58781, Ward, ND 58785; score 0 (Ward, ND), climate 62 (Ward, ND): 58735; score 0 (Ward, ND), climate 60 (Ward, ND): 58756; score 0 (Ward, ND), climate 59 (Ward, ND): 58759, 58779; score 0 (Ward, ND), climate 57 (Ward, ND): 58716; score 0 (Ward, ND), climate 53 (Ward, ND): 58718; score 0 (Ward, ND), climate 44 (Ward, ND): 58768.
DLRadar rescores Ward, ND monthly; Ward, ND readings join Ward, ND foreclosure, lien and ownership parcels (Ward, ND), so cost-squeezed Ward, ND owners surface before listing.
Inside North Dakota, Ward County ranks 29th of 53 counties for home-insurance distress at 17/100; Stark County (19/100) sits just above Ward County, and Adams County (0/100) sits just below Ward County.
Deterministic. Every Ward County, ND signal traces to a public Ward dataset (FEMA, NFIP, Census for Ward, ND) · how insurance distress works in Ward, ND · methodology
FAQ: Ward County, ND insurance distress
What is the Ward County, ND home-insurance-distress score?
Ward, ND: 17/100 (LOW), #2,396 of 3,222, #29 in North Dakota. FEMA hazard, Ward, ND: 0/100; NFIP stress, Ward, ND: 51/100; construction, Ward, ND: 2/100; Ward, ND rescores monthly.
Is Ward County insurance distress getting better or worse (ND)?
Ward, ND: 19 in March 2026; Ward, ND: 17 in October 2026 (better); Ward, ND NFIP claims score 51.
How many flood-insurance claims has Ward County, ND had?
Ward, ND: 1 NFIP claims, three years; Ward, ND paid $2,252; per Ward, ND claim $2,252; carriers reprice Ward, ND against that record.
Which Ward County ZIP codes carry the most insurance distress (ND)?
Ward, ND, June 2026: 58701 at 0, 58703 at 0, 58704 at 0, 58705 at 0; Ward, ND climate scores there: 71, 71, 71, 71.
Why does Ward, ND insurance distress create sellers?
A Ward, ND premium outruns the Ward, ND budget; a carrier leaves Ward, ND; Ward, ND carrying cost passes plan; Ward, ND owners sell while current; Ward, ND insurance distress leads Ward, ND foreclosure data.