ZIP 58785 Property Distress & Foreclosure Data

In Ward County, North Dakota, ZIP 58785 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). On the structural side it scores 40/100, with 2/100 of stress already active. Its standout signals are structural risk (40/100), construction/permit lag (29/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (7/100) register low.

The market reads neutral — home values rose 4.4% year on year, 2.1% off the recent peak, and 9% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

1.9% of residents fall below the poverty threshold. About 1,729 people live here, median age 36. Educational attainment sits at 30% bachelor's-or-above. Owners hold 95% of homes, renters 5%. Around 0% of renters are cost-burdened. Home values center near $317,200, an affordability ratio of 2.9× — accessible. Median household income is $104,750, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 18/100. The vacancy rate is 3.9%. The ZIP holds roughly 642 housing units.

Overall 58785 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.