ZIP 58785 Foreclosure, Tax-Lien & Distress Report

ZIP code 58785 in Ward County, North Dakota carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (71/100). Structural exposure scores 34 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (34/100), institutional ownership (13/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and construction/permit lag (6/100) register low.

The market reads expansion — home values rose 8.0% year on year, and 9% higher over three years, at 79/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 1.9% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 1,729 with a median age of 36. About 30% have a four-year degree. Owners hold 95% of homes, renters 5%. Rent burden reaches 0% of tenant households. A median home runs $317,200 here, or 2.9 times local income. Households earn a median $104,750 — above the roughly $78,000 national figure. On demographic stress specifically, 58785 scores 18/100. Vacancy runs 3.9%. There are about 642 housing units across 58785.

On balance, 58785 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 58785 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 58785 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 58785 can be compared directly against any other ZIP in Ward County, North Dakota or nationwide. Where the public record is thin for 58785, the field stays empty rather than modeled, and fills in as new documents post.

The 15/100 for 58785 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 58785 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.