Adams County, ND: Foreclosures, Tax Liens & Distressed Properties
Across Adams County, North Dakota, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. 6 ZIP codes are tracked county-wide, averaging 10/100 distress. ZIP-level distress ranges from 12/100 at the top down to 5/100. On bank and credit headwind, Adams County scores 68/100, a stressed reading.
The county market is in a peak phase: home prices rose 4.2% over the past year, at 44/100 phase confidence. With values leveling off, the opportunity narrows with opportunity concentrated by ZIP.
At +4.2% YoY and 44/100 confidence, selectivity rules — target the few ZIPs carrying distress. An elevated 68/100 reading favors patient capital: banks under pressure move REO faster.
Top distress by ZIP runs 57638 (12/100), 58650 (12/100), 58639 (11/100), 58646 (11/100), 58649 (11/100), 58562 (5/100), listed with every scored ZIP below.
Profile-wise, Adams County's scored ZIPs run a median age of 46.9, an owner-occupied share of 81%, 11.8% of households below the poverty line, incomes around $58,622, median home values around $96,817 (below the national figure), 28.1% of units sitting vacant. Taken together, they signal the kind of distress to expect and the buyer pool on exit.
All in at 10/100 over 6 ZIPs, the edge is selective acquisition where the ZIP scores point. Subscribers get each Adams County parcel's owner, APN and address, a distress reading, the lender on title and exit timing.
No county is too small to score: Adams County, North Dakota runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Adams County's numbers mean exactly what they mean anywhere else in North Dakota.
Used properly, Adams County, North Dakota's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Adams County as a whole. Nothing in the Adams County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.
At the ZIP level, the sharpest readings in Adams County are 57638 (12/100), 58650 (12/100), 58639 (11/100), 58646 (11/100), 58649 (11/100), 58562 (5/100). Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.
The Adams County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 57638 | ND | 12 | |||
| 58650 | ND | 12 | |||
| 58639 | ND | 11 | |||
| 58646 | ND | 11 | |||
| 58649 | ND | 11 | |||
| 58562 | ND | 5 |
Most distressed ZIP codes in Adams County
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The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.
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