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ZIP 58646 Foreclosure, Tax-Lien & Distress Report

Hettinger County, North Dakota · High Vacancy market

Hettinger County, North Dakota's ZIP 58646 registers 11/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 25/100 structural and 2/100 already moving. Leading the profile are construction/permit lag (88/100), structural risk (25/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The peak-phase market in 58646 posted values that rose 4.2% over the year (phase confidence 44/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

80% of housing is owner-occupied. 1,107 residents call 58646 home, typically aged 41. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. There are about 706 housing units across 58646. The vacancy rate is 24.4% — elevated. Educational attainment sits at 22% bachelor's-or-above. Median household income is $54,821, below the U.S. median near $78,000. The demographic-stress sub-score lands at 23/100. Around 28% of renters are cost-burdened. The typical home is worth about $92,800 (1.6× income, relatively affordable).

Taken together, 58646 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 58646's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 58646, the field stays empty rather than modeled, and fills in as new documents post.

The 11/100 for 58646 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 58646 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

11/100
Composite stress
25/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 58646

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk9
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 58646 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 58646, drawn from the same report attached to each property.

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Nearby ZIPs in Hettinger County

Keep exploring North Dakota distress

Related ZIP, county and statewide reads linked to Hettinger County, North Dakota.

Open the complete 58646 acquisition file

See who owns each distressed property in 58646, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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