ZIP 58649 Foreclosure, Tax-Lien & Distress Report

Adams County, North Dakota's ZIP 58649 registers 11/100 composite distress, which DLRadar reads as minimal. What sets it apart are the readings on construction/permit lag (100/100), structural risk (27/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. On the structural side it scores 27/100, with 2/100 of stress already active.

The peak-phase market in 58649 posted values that rose 4.0% over the year (phase confidence 43/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 353 people live here, median age 59. A median home runs $72,500 here, or 0.9 times local income. Owners hold 80% of homes, renters 20%. Around 20% of renters are cost-burdened. The vacancy rate is 33.6% — elevated. Educational attainment sits at 9% bachelor's-or-above. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 22/100. There are about 233 housing units across 58649. Median household income is $65,625, below the U.S. median near $78,000.

On the whole, 58649 leans distressed, with opportunity clustered in specific stressed parcels. While 58649 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 58649's 11/100 can be lined up against any neighbor in Adams County, North Dakota or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 58649, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 11/100 for 58649 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 58649 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.