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ZIP 57638 Foreclosure, Tax-Lien & Distress Report

Perkins County, South Dakota · High Vacancy market

DLRadar grades ZIP 57638 (Perkins County, South Dakota) at a minimal 12/100 for overall property distress. On the structural side it scores 29/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (29/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (5/100) stay muted.

The peak-phase market in 57638 posted values that rose 2.9% over the year, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 16.3% — high, a tax-stress and distress correlate. Around 32% of renters are cost-burdened. Educational attainment sits at 22% bachelor's-or-above. The typical home is worth about $101,100 (1.5× income, relatively affordable). Households earn a median $58,672 — below the roughly $78,000 national figure. About 1,963 people live here, median age 47. The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 57638 scores 25/100. The vacancy rate is 28.1% — elevated. The ZIP holds roughly 1,096 housing units.

Net-net, 57638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 57638 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 57638 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. 57638 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 12/100 figure for 57638 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 57638 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

12/100
Composite stress
29/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 57638

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk8
9 further distress layers are graded for 57638

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 57638 by the numbers

A live read on 57638: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Unlock parcel-level detail for ZIP 57638

The full 57638 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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