South Dakota Foreclosures, Tax Liens & Distressed Properties

South Dakota sits in DLRadar's nationwide distress index, scored entirely by one fixed, rule-based method. Statewide, counties skew peak, prices up 2.0% on average. 66 counties and 375 ZIPs are tracked statewide, averaging 14/100. Phase-wise, South Dakota counties run 65 peak, 1 contraction.

The sharpest county readings come from Buffalo County, Jackson County, Oglala Lakota County, Sully County, Bennett County.

By ZIP, South Dakota distress peaks in 57003 (29/100), 57005 (29/100), 57020 (29/100), 57025 (29/100), 57033 (29/100).

The South Dakota breakdown, county by county:

Aurora County is peak (homes +2.2% YoY). In Beadle County, peak: prices up 1.7%. Bennett County is in its peak phase, up 2.2% on the year, lender pressure 91/100. Bon Homme County: peak, up 2.2% on the year, bank stress 52/100. Brookings County is peak (homes +1.7% YoY, bank stress 55/100). Brown County is peak (homes +1.7% YoY, headwind 35/100). Brule County is peak (up 2.2% on the year, lender pressure 46/100).

Buffalo County is peak (homes +2.2% YoY, a 100/100 lender reading). Butte County sits in peak, homes +2.2% YoY. In Campbell County, peak: values rising 2.2%. Charles Mix County sits in peak, homes +2.2% YoY, lender pressure 42/100. Clark County sits in peak, prices up 2.2%, headwind 74/100. Clay County is in its peak phase, homes +1.7% YoY, bank stress 39/100. Codington County reads peak — up 1.7% on the year, a 48/100 lender reading.

Corson County: peak, up 2.2% on the year. Custer County is in its peak phase, up 1.2% on the year, bank stress 44/100. Davison County is in its peak phase, prices up 1.7%, lender pressure 78/100. Day County: peak, up 2.2% on the year, headwind 25/100. DLRadar reads Deuel County as peak — appreciation near 2.2%, headwind 71/100. Dewey County is peak (values rising 2.2%, a 56/100 lender reading). Douglas County is in its peak phase, appreciation near 2.2%, headwind 81/100.

Edmunds County: peak, prices up 1.7%. Fall River County is peak (appreciation near 2.2%, bank stress 40/100). Faulk County — peak, prices up 2.2%, headwind 74/100. Grant County — peak, values rising 2.2%, headwind 50/100. DLRadar reads Gregory County as peak — values rising 2.2%, bank stress 63/100. DLRadar reads Haakon County as peak — up 2.2% on the year. DLRadar reads Hamlin County as peak — prices up 2.2%, a 56/100 lender reading.

Hand County reads peak — up 2.2% on the year, bank stress 36/100. Hanson County: peak, appreciation near 1.7%, headwind 75/100. In Harding County, peak: up 2.2% on the year, lender pressure 50/100. Hughes County reads peak — homes +1.7% YoY, a 46/100 lender reading. Hutchinson County is in its peak phase, up 2.2% on the year, bank stress 60/100. Hyde County — peak, up 2.2% on the year. Jackson County: peak, values rising 2.2%, headwind 100/100.

Jerauld County: peak, appreciation near 2.2%, bank stress 47/100. Jones County: peak, homes +2.2% YoY. Kingsbury County is in its peak phase, up 2.2% on the year, headwind 16/100. Lake County: peak, homes +2.2% YoY, bank stress 35/100. Lawrence County: peak, up 1.7% on the year, a 37/100 lender reading. Lincoln County sits in peak, up 2.5% on the year, lender pressure 57/100. Lyman County — peak, appreciation near 2.2%, headwind 69/100.

Marshall County is peak (up 2.2% on the year). Mccook County reads peak — values rising 2.5%, a 42/100 lender reading. Mcpherson County reads peak — up 2.2% on the year. Meade County is in its peak phase, prices up 1.2%. Mellette County sits in peak, appreciation near 2.2%, headwind 47/100. Miner County reads peak — values rising 2.2%, headwind 50/100. In Minnehaha County, peak: homes +2.5% YoY, bank stress 60/100.

Moody County — peak, appreciation near 2.2%, lender pressure 26/100.

South Dakota opportunity phases: 33 weak, 24 early_signal, 5 watchlist, 2 overheated, 2 peak_opportunity; South Dakota average index 27.9. Best-ranked South Dakota counties: Stanley #348 (34.3), vacancy; Aurora #614 (32.8), construction; Hand #634 (32.7), vacancy in South Dakota; Gregory #634 (32.7), vacancy; Walworth #658 (32.6), vacancy; Miner #675 (32.5), vacancy.

South Dakota mortgages ninety-plus days late: 0.6%; South Dakota thirty-to-eighty-nine days late 2.0% (December 2025); 1 South Dakota counties sit in the CFPB sample; highest South Dakota county readings: Minnehaha 0.9%.

South Dakota county unemployment averages 2.5% across 66 counties; South Dakota permitted 5,973 housing units in twelve months (2,615 multifamily); 43,040 of 408,584 South Dakota housing units are vacant; 112,447 South Dakota renter households, 26.6% spending 30%+ of income on rent.

South Dakota ZIP price-cycle phases: 9,674 peak, 1,685 expansion, 1,588 contraction, 871 neutral, 464 recovery.