Lake County, SD: Foreclosures, Tax Liens & Distressed Properties
Lake County, SD, South Dakota: 14 ZIP codes scored, Lake County, SD averaging 15/100 (low, Lake, SD), from 8 to 28. Lake County, SD is in its peak phase (Lake, SD confidence 28/100): Lake, SD home prices up 2.2% (Lake, SD) over twelve months. Lake County, SD lender headwind: 35/100.
Highest-scoring Lake County, SD ZIPs: 57018 (28/100), 57022 (22/100), 57058 (22/100), 57071 (19/100), 57017 (18/100), 57212 (15/100). Also scored in Lake County, SD: 57016, 57042, 57050, 57054, 57057, 57075, 57076, 57051.
Across Lake County, SD's scored ZIPs: median home value $255,671, household income $84,069, 14.9% vacancy, 8.6% poverty, 82% owner-occupied, median age 43.9.
Lake County, SD insurance distress 27/100 (#1,788 in the US); FEMA hazard 52/100 for Lake, SD; 2 federal disaster declarations in Lake County, SD since 2023 (2 flood); Lake, SD construction distress 2/100.
6 banks with 6 branches lend in Lake County, SD; Lake, SD weighted bank stress 55/100, highest 83/100 in Lake, SD.
Lake County, SD unemployment 1.8% (Lake, SD -0.4 pts, six months); 112 new housing units permitted in Lake County, SD over twelve months, Lake, SD up 138% from 47; Lake, SD home prices +11.6% a year (Lake, SD) over three years.
5,797 housing units in Lake County, SD; 1,323 Lake, SD renter households; 41% of Lake, SD renters spend 30%+ of income on rent, 19% (Lake, SD) half or more.
Lake County, SD ranks #2,852 nationally on the opportunity index (Lake, SD, among all ranked counties); Lake, SD scores 24.1/100 and Lake, SD sits #59 inside South Dakota. Lake, SD is in the weak opportunity phase; Lake, SD's primary driver is vacancy, Lake, SD second driver bank institutional; Lake, SD moved down 295 places. 4 short-sale listings across Lake, SD; 9 days on market observed in Lake, SD; 17.1% vacancy over 14 Lake, SD ZIPs.
No CFPB county sample covers Lake County, SD. The state reading for Lake, SD: 0.6% ninety-plus days late; Lake, SD's thirty-to-eighty-nine share is 2.0% (Lake, SD, December 2025 data).
Lake County, SD has 5 watched banks; 5 Lake, SD banks sit in an elevated band. Lake, SD footprints: Bankwest Inc (1 branch, stress 83) in Lake, SD; Wells Fargo Bank Na (1 branch, stress 67) in Lake, SD; First Bank&Trust (1 branch, stress 60) in Lake, SD.
1,081 of the 5,797 housing units in Lake, SD sit vacant. Lake County, SD permitted 78 multifamily units in twelve months; Lake, SD's one-to-four unit structures added 34 units in Lake County, SD.