Lake County, SD: Foreclosures, Tax Liens & Distressed Properties

Across Lake County, South Dakota, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. County-level credit and bank headwind reads 35/100. ZIP-level distress ranges from 30/100 at the top down to 8/100. The county spans 14 scored ZIP codes, averaging 16/100 composite distress.

In its peak phase, Lake County home prices rose 2.2% across the last year, a 28/100-confidence read. With values leveling off, the average masks the outliers as the ZIP scores below show.

With Lake County flat at +2.2% YoY (28/100 confidence), the wins are surgical and a county-wide sweep stays on the shelf. A contained 35/100 bank headwind puts the live signals on tax, code and ownership-change cases over REO.

Top distress by ZIP runs 57018 (30/100), 57058 (26/100), 57022 (24/100), 57017 (21/100), 57071 (19/100), 57212 (15/100), listed with every scored ZIP below. Also scored across the county: 57016, 57042, 57050, 57054, 57057, 57075, 57076, 57051.

On the housing-and-income side, Lake County's scored ZIPs run vacancy near 14.9%, 82% owner-occupancy, incomes around $84,069, typical home values near $255,671, a 8.6% poverty rate, a median age of 43.9. These fundamentals drive the depth of motivated supply and the pace of resale.

With a low 16/100 reading over 14 ZIPs, the edge is selective acquisition for a disciplined buyer. Inside DLRadar, each Lake County property carries owner, address and APN, a distress score and bank-exposure read.

Because Lake County, South Dakota is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Lake County against neighboring markets or the rest of South Dakota on equal footing.

Approach Lake County by rank rather than by average — the 16/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. The Lake County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

At the ZIP level, the sharpest readings in Lake County are 57018 (30/100), 57058 (26/100), 57022 (24/100), 57017 (21/100), 57071 (19/100), 57212 (15/100). DLRadar also scores 57016, 57042, 57050, 57054, 57057, 57075, 57076, 57051 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Lake County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.