Union County, SD: Foreclosures, Tax Liens & Distressed Properties

Union County, SD, South Dakota: 9 ZIP codes scored, Union County, SD averaging 26/100 (low, Union, SD), from 23 to 28. Union County, SD is in its contraction phase (Union, SD confidence 35/100): Union, SD home prices down 1.3% (Union, SD) over twelve months, 1.3% under their peak. Union County, SD lender headwind: 5/100.

Highest-scoring Union County, SD ZIPs: 57001 (28/100), 57025 (28/100), 57038 (28/100), 57049 (28/100), 51001 (27/100), 51023 (24/100). Also scored in Union County, SD: 57010, 57004, 57034.

Across Union County, SD's scored ZIPs: median home value $255,611, household income $84,000, 6.8% vacancy, 6.1% poverty, 75% owner-occupied, median age 42.6.

Union County, SD insurance distress 69/100 (#668 in the US); FEMA hazard 52/100 for Union, SD; 2 federal disaster declarations in Union County, SD since 2023 (2 flood); 14 Union, SD NFIP flood claims, $2.3M paid; Union, SD construction distress 85/100.

9 banks with 11 branches lend in Union County, SD; Union, SD weighted bank stress 44/100, highest 70/100 in Union, SD.

Union County, SD unemployment 2.6% (Union, SD -0.2 pts, six months); 181 new housing units permitted in Union County, SD over twelve months, Union, SD down 45% from 328; Union, SD home prices +8.2% a year (Union, SD) over three years.

7,588 housing units in Union County, SD; 2,047 Union, SD renter households; 36% of Union, SD renters spend 30%+ of income on rent, 15% (Union, SD) half or more.

Union County, SD ranks #2,770 nationally on the opportunity index (Union, SD, among all ranked counties); Union, SD scores 24.6/100 and Union, SD sits #58 inside South Dakota. Union, SD is in the weak opportunity phase; Union, SD's primary driver is construction, Union, SD second driver bank institutional; Union, SD moved up 68 places. 1 short-sale listings across Union, SD; 55 days on market observed in Union, SD; 4.4% vacancy over 9 Union, SD ZIPs.

No CFPB county sample covers Union County, SD. The state reading for Union, SD: 0.6% ninety-plus days late; Union, SD's thirty-to-eighty-nine share is 2.0% (Union, SD, December 2025 data).

Union County, SD has 4 watched banks; 4 Union, SD banks sit in an elevated band. Union, SD footprints: First Dakota National Bank (1 branch, stress 58) in Union, SD; 1st Financial Bank Usa (1 branch, stress 49) in Union, SD; Security Nb Of South Dakota (1 branch, stress 28) in Union, SD.

HUD lists 2 assisted multifamily properties in Union County, SD with 42 units; 40 Union, SD units are assisted.

278 of the 7,588 housing units in Union, SD sit vacant. Union County, SD permitted 134 multifamily units in twelve months; Union, SD's one-to-four unit structures added 47 units in Union County, SD.