ZIP 57038 Foreclosure, Tax-Lien & Distress Report
Union County, South Dakota · Cooling Market market
DLRadar grades ZIP 57038 (Union County, South Dakota) at a low 28/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (95/100), structural risk (66/100), institutional ownership (48/100). On the quiet end sit mortgage stress (19/100). Latent structural risk is 66/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100).
Prices here sit in a contraction phase: values fell 1.3% over the trailing year, 1.3% off the recent peak, and 21% higher over three years, at 35/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
The ZIP holds roughly 747 housing units. The poverty rate is 1.4% — low. The vacancy rate is 1.3%. Educational attainment sits at 35% bachelor's-or-above. Households earn a median $86,895 — near the roughly $78,000 national figure. The tenure split is 89% owner-occupied to 11% rented. Rent burden reaches 12% of tenant households. DLRadar's demographic-stress index for the area reads 20/100. Home values center near $332,300, an affordability ratio of 3.2× — accessible. 1,713 residents call 57038 home, typically aged 43.
Net-net, 57038 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 57038 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 57038 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 57038 stays directly comparable to neighboring ZIPs and the rest of Union County, South Dakota. Every figure is auditable to a public dataset and refreshed as records update; 57038 shows blanks, not estimates, wherever the record is sparse.
57038's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 57038 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 57038
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 57038 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 57038, drawn from the same report attached to each property.
Neighbouring ZIPs in Union County
Nearest ZIP codes to 57038
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Union County, South Dakota
Other reports tied to Union County, South Dakota — ZIP, county and statewide.
The complete 57038 distress and acquisition report
See who owns each distressed property in 57038, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology