ZIP 51103 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 51103 (Woodbury County, Iowa) returns a moderate composite of 31/100. Structural exposure scores 71 and live distress 5 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (71/100), institutional ownership (48/100). mortgage stress (18/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (84/100)).

The market reads contraction — home values fell 1.3% year on year, 1.3% off the recent peak, and 21% higher over three years (phase confidence 35/100). Falling values surface more motivated sellers and below-market exits.

Population is roughly 17,145 with a median age of 37. The typical home is worth about $142,900 (2.2× income, relatively affordable). The tenure split is 65% owner-occupied to 35% rented. Around 36% of renters are cost-burdened. There are about 6,848 housing units across 51103. Around 17% of adults hold a bachelor's degree or higher. The poverty rate is 18.7% — high, a tax-stress and distress correlate. On demographic stress specifically, 51103 scores 29/100. Vacancy runs 5.9%. Median household income is $57,212, below the U.S. median near $78,000.

Taken together, 51103 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 51103 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 51103 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 51103 stays directly comparable to neighboring ZIPs and the rest of Woodbury County, Iowa. Every figure is auditable to a public dataset and refreshed on ingest; 51103 shows blanks, not estimates, wherever the record is sparse.

51103's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 51103 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.