ZIP 51105 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 51105 (Woodbury County, Iowa) at a moderate 31/100 for overall property distress. Latent structural risk is 71/100 while live distress already moving reads 5/100. The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (71/100), institutional ownership (48/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (84/100)).

Prices here sit in a contraction phase: values fell 1.3% over the trailing year, 1.3% off the recent peak, and 11% higher over three years (phase confidence 35/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

About 10,726 people live here, median age 30. Households earn a median $46,940 — below the roughly $78,000 national figure. There are about 4,053 housing units across 51105. Vacancy runs 10.4%. The demographic-stress sub-score lands at 31/100. Educational attainment sits at 7% bachelor's-or-above. 45% of housing is owner-occupied. Roughly 22.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $96,200, an affordability ratio of 1.8× — accessible. Rent burden reaches 30% of tenant households.

Taken together, 51105 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 51105 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 51105 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51105 can be compared directly against any other ZIP in Woodbury County, Iowa or nationwide. Nothing here is interpolated — where a source is thin for 51105, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 51105 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. The point of the 51105 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.