ZIP 51105 Property Distress & Foreclosure Data

ZIP code 51105 in Woodbury County, Iowa carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 57/100 against active distress of 5/100. What sets it apart are the readings on structural risk (57/100), institutional ownership (48/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (84/100).

The market reads expansion — home values rose 7.2% year on year, and 11% higher over three years, at 61/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 10,726 people live here, median age 30. Households earn a median $46,940 — below the roughly $78,000 national figure. There are about 4,053 housing units across 51105. Vacancy runs 10.4%. On demographic stress specifically, 51105 scores 31/100. About 7% have a four-year degree. The tenure split is 45% owner-occupied to 55% rented. Roughly 22.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $96,200 here, or 1.8 times local income. Rent burden reaches 30% of tenant households.

Net-net, 51105 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.