ZIP 51054 Foreclosure, Tax-Lien & Distress Report
Woodbury County, Iowa · Cooling Market market
DLRadar grades ZIP 51054 (Woodbury County, Iowa) at a moderate 31/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (84/100). On the structural side it scores 71/100, with 5/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (71/100), institutional ownership (48/100). mortgage stress (18/100) stay muted.
The market reads contraction — home values fell 1.3% year on year, 1.3% off the recent peak, and 15% higher over three years, at 35/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Rent burden reaches 33% of tenant households. The poverty rate is 7.1% — low. Home values center near $301,900, an affordability ratio of 2.4× — accessible. About 38% have a four-year degree. The ZIP holds roughly 2,110 housing units. Owners hold 76% of homes, renters 24%. DLRadar's demographic-stress index for the area reads 24/100. About 5,596 people live here, median age 36. Households earn a median $121,228 — above the roughly $78,000 national figure. The vacancy rate is 5.1%.
Taken together, 51054 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 51054 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 51054 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Woodbury County, Iowa and the nation. Where the public record is thin for 51054, the field stays empty rather than modeled, and fills in as new documents post.
51054's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 51054 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 51054
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 51054 distress snapshot
The live 51054 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Woodbury County ZIPs near 51054
Explore related distress reports
Further distress data across Woodbury County, Iowa at ZIP, county and state level.
Unlock the full ZIP 51054 acquisition report
See who owns each distressed property in 51054, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology