ZIP 51054 Property Distress & Foreclosure Data

Composite property distress in 51054 (Woodbury County, Iowa) lands at 26/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (84/100). The latent-versus-live split is 57/100 structural and 5/100 already moving. The sharpest non-environmental signals are structural risk (57/100), institutional ownership (48/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (10/100) register low.

The market reads expansion — home values rose 7.2% year on year, and 15% higher over three years (phase confidence 61/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 33% of renters are cost-burdened. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. A median home runs $301,900 here, or 2.4 times local income. About 38% have a four-year degree. The ZIP holds roughly 2,110 housing units. The tenure split is 76% owner-occupied to 24% rented. On demographic stress specifically, 51054 scores 24/100. About 5,596 people live here, median age 36. Households earn a median $121,228 — above the roughly $78,000 national figure. The vacancy rate is 5.1%.

Net-net, 51054 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.