ZIP 51104 Foreclosure, Tax-Lien & Distress Report
Woodbury County, Iowa · Cooling Market market
In Woodbury County, Iowa, ZIP 51104 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (84/100)). The latent-versus-live split is 71/100 structural and 5/100 already moving. The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (71/100), institutional ownership (48/100). By contrast, mortgage stress (18/100) register low.
The contraction-phase market in 51104 posted values that fell 1.3% over the year, 1.3% off the recent peak, and 17% higher over three years, at 35/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
At $74,984, median income runs near typical U.S. levels. The ZIP holds roughly 9,118 housing units. The poverty rate is 8.3%. Home values center near $211,100, an affordability ratio of 2.6× — accessible. Rent burden reaches 32% of tenant households. Educational attainment sits at 28% bachelor's-or-above. The demographic-stress sub-score lands at 26/100. Vacancy runs 4.8%. Owners hold 65% of homes, renters 35%. About 22,792 people live here, median age 37.
On the whole, 51104 leans distressed, with opportunity clustered in specific stressed parcels. While 51104 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 51104 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51104 can be compared directly against any other ZIP in Woodbury County, Iowa or nationwide. 51104 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 51104 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. For a buyer, 51104 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 51104
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 51104 distress snapshot
The live 51104 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Woodbury County ZIPs near 51104
Related reports across Woodbury County, Iowa
Additional distress intelligence spanning Woodbury County, Iowa by ZIP, county and state.
The complete 51104 distress and acquisition report
The full 51104 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology