ZIP 51104 Property Distress & Foreclosure Data

Woodbury County, Iowa's ZIP 51104 registers 26/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (84/100). On the structural side it scores 57/100, with 5/100 of stress already active. The most distinctive pressure shows up in structural risk (57/100), institutional ownership (48/100), mortgage stress (18/100). mortgage stress (18/100) and construction/permit lag (10/100) stay muted.

Prices here sit in a expansion phase: values rose 7.2% over the trailing year, and 17% higher over three years (phase confidence 61/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $74,984, near the U.S. median near $78,000. The ZIP holds roughly 9,118 housing units. 8.3% of residents fall below the poverty threshold. Home values center near $211,100, an affordability ratio of 2.6× — accessible. Around 32% of renters are cost-burdened. Educational attainment sits at 28% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 4.8%. Owners hold 65% of homes, renters 35%. 22,792 residents call 51104 home, typically aged 37.

Overall, 51104 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.