ZIP 51007 Property Distress & Foreclosure Data

In Woodbury County, Iowa, ZIP 51007 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (57/100), institutional ownership (48/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (10/100). Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (84/100)). The latent-versus-live split is 57/100 structural and 5/100 already moving.

The expansion-phase market in 51007 posted values that rose 7.2% over the year, and 41% higher over three years (phase confidence 61/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

100% of housing is owner-occupied. The typical home is worth about $241,000 (2.1× income, relatively affordable). Around 30% of adults hold a bachelor's degree or higher. The ZIP holds roughly 284 housing units. Population is roughly 581 with a median age of 43. At $110,341, median income runs above typical U.S. levels. The poverty rate is 3.3% — low. The vacancy rate is 0.9%. The demographic-stress sub-score lands at 17/100.

On balance 51007 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.