ZIP 51039 Property Distress & Foreclosure Data

In Woodbury County, Iowa, ZIP 51039 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 57/100 against active distress of 5/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (84/100). Its standout signals are structural risk (57/100), institutional ownership (48/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (10/100) register low.

The market reads expansion — home values rose 7.2% year on year, and 15% higher over three years, at 61/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 5.4%. The tenure split is 85% owner-occupied to 15% rented. A median home runs $268,200 here, or 2.1 times local income. There are about 1,194 housing units across 51039. Rent burden reaches 18% of tenant households. Households earn a median $105,994 — above the roughly $78,000 national figure. About 2,831 people live here, median age 36. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 51039 scores 20/100. About 28% have a four-year degree.

Net-net, 51039 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.