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ZIP 51044 Foreclosure, Tax-Lien & Distress Report

Woodbury County, Iowa · High Vacancy market

Scored purely from public records, 51044 (Woodbury County, Iowa) returns a moderate composite of 31/100. Latent structural risk is 71/100 while live distress already moving reads 5/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (84/100). Leading the profile are construction/permit lag (73/100), structural risk (71/100), institutional ownership (48/100). On the quiet end sit mortgage stress (18/100).

The contraction-phase market in 51044 posted values that fell 1.3% over the year, 1.3% off the recent peak, at 35/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Owners hold 95% of homes, renters 5%. 9.8% of residents fall below the poverty threshold. There are about 117 housing units across 51044. DLRadar's demographic-stress index for the area reads 24/100. 173 residents call 51044 home, typically aged 72. The vacancy rate is 40.8% — elevated. Median household income is $88,750, above the U.S. median near $78,000. Rent burden reaches 50% of tenant households. A median home runs $83,800 here, or 0.9 times local income. Around 32% of adults hold a bachelor's degree or higher.

Taken together, 51044 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 51044 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 51044's 31/100 can be lined up against any neighbor in Woodbury County, Iowa or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 51044, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 31/100 figure for 51044 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 51044 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

31/100
Composite stress
71/100
Structural risk
5/100
Distress activity

What is driving ZIP 51044’s distress

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk84
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 51044 Stress Report snapshot

The live 51044 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Woodbury County ZIP reports

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