ZIP 51056 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 51056 (Woodbury County, Iowa) at a moderate 30/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (75/100)). On the structural side it scores 69/100, with 6/100 of stress already active. What sets it apart are the readings on construction/permit lag (74/100), structural risk (69/100), institutional ownership (50/100). On the quiet end sit mortgage stress (19/100).

The market reads contraction — home values fell 0.8% year on year, 1.1% off the recent peak, at 30/100 phase confidence. A cooling market tends to open discount-to-value windows.

Households earn a median $100,395 — above the roughly $78,000 national figure. 3.9% of residents fall below the poverty threshold. Owners hold 98% of homes, renters 2%. About 21% have a four-year degree. Rent burden reaches 33% of tenant households. There are about 190 housing units across 51056. DLRadar's demographic-stress index for the area reads 20/100. Home values center near $157,400, an affordability ratio of 1.5× — accessible. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 332 with a median age of 58.

Taken together, 51056 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 51056 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 51056, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 figure for 51056 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 51056 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.