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ZIP 51051 Foreclosure, Tax-Lien & Distress Report

Monona County, Iowa · Affordable market

DLRadar grades ZIP 51051 (Monona County, Iowa) at a low 27/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100). Its standout signals are construction/permit lag (100/100), structural risk (63/100), institutional ownership (61/100). By contrast, mortgage stress (24/100) register low. The split runs 63/100 structural to 7/100 active on the ground.

The peak-phase market in 51051 posted values that rose 2.5% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $170,800 (3.1× income, relatively affordable). The tenure split is 90% owner-occupied to 10% rented. Vacancy runs 0.0%. The ZIP holds roughly 21 housing units. Rent burden reaches 100% of tenant households. The poverty rate is 2.1% — low. Population is roughly 48 with a median age of 53. At $52,188, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 35/100. Educational attainment sits at 13% bachelor's-or-above.

On balance 51051 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 51051 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 51051's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 51051, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 51051's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 51051 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

27/100
Composite stress
63/100
Structural risk
7/100
Distress activity

ZIP 51051 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk27
51051 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 51051 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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