ZIP 51051 Property Distress & Foreclosure Data

ZIP code 51051 in Monona County, Iowa carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100). What sets it apart are the readings on construction/permit lag (83/100), institutional ownership (62/100), structural risk (60/100). By contrast, mortgage stress (24/100) register low. Structural exposure scores 60 and live distress 7 on the 0–100 scale.

The market reads expansion — home values rose 5.4% year on year, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $170,800 here, or 3.1 times local income. The tenure split is 90% owner-occupied to 10% rented. Vacancy runs 0.0%. There are about 21 housing units across 51051. Rent burden reaches 100% of tenant households. Roughly 2.1% live below the poverty line, a low share typical of higher-equity areas. About 48 people live here, median age 53. Households earn a median $52,188 — below the roughly $78,000 national figure. On demographic stress specifically, 51051 scores 35/100. About 13% have a four-year degree.

Net-net, 51051 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.