Monona County, IA: Foreclosures, Tax Liens & Distressed Properties

Monona County, Iowa sits inside DLRadar's nationwide distress index, built entirely from public records. The county's ZIP scores run from 21 up to 30/100. Lender pressure in Monona County registers 42/100 — a moderate bank-stress headwind. The county spans 15 scored ZIP codes, averaging 26/100 composite distress.

Currently peak, Monona County saw prices rise 2.5% year over year, a 28/100-confidence read. On a market plateau, the opportunity narrows as the ZIP scores below show.

Near the cycle top at +2.5% YoY (28/100 confidence), selectivity rules — target the few ZIPs carrying distress. A moderate 42/100 lender headwind implies mixed owner- and bank-driven distress.

Highest scores land in 51056 (30/100), 51026 (29/100), 51019 (28/100), 51055 (28/100), 51010 (27/100), 51040 (27/100); each opens to a full parcel breakdown. The breakdown continues through 51051, 51063, 51572, 51523, 51558, 51034, 51545, 51060, 51529 and more.

Underneath the scores, the Monona County ZIPs on file show home values averaging roughly $138,960, below the US, a 9.8% poverty rate, 83% owner-occupancy, incomes around $69,092, a median age of 48.9, vacancy near 10.1%. Read together, they drive both the distress on offer and the exit velocity.

With a low 26/100 reading over 15 ZIPs, Monona County rewards parcel-by-parcel work for a disciplined buyer. Subscribers get each Monona County parcel's owner, APN and address, score, bank exposure and an exit-velocity estimate.

Because Monona County, Iowa is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Monona County against neighboring markets or the rest of Iowa on equal footing.

Approach Monona County by rank rather than by average — the 26/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. The Monona County scoring is reproducible from public sources alone, and DLRadar declines to estimate where the underlying record is incomplete.

The ZIP breakdown for Monona County leads with 51056 (30/100), 51026 (29/100), 51019 (28/100), 51055 (28/100), 51010 (27/100), 51040 (27/100). DLRadar also scores 51051, 51063, 51572, 51523, 51558, 51034, 51545, 51060 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Monona County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.