ZIP 51523 Foreclosure, Tax-Lien & Distress Report
Monona County, Iowa · Affordable market
Composite property distress in 51523 (Monona County, Iowa) lands at 24/100 — low on DLRadar's distress scoring. Latent structural risk is 57/100 while live distress already moving reads 7/100. Property-level stress concentrates in construction/permit lag (85/100), structural risk (57/100), institutional ownership (55/100). By contrast, mortgage stress (24/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100).
The peak-phase market in 51523 posted values that rose 2.6% over the year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Population is roughly 356 with a median age of 43. DLRadar's demographic-stress index for the area reads 16/100. The vacancy rate is 4.5%. Rent burden reaches 0% of tenant households. Home values center near $136,800, an affordability ratio of 1.4× — accessible. There are about 178 housing units across 51523. The tenure split is 84% owner-occupied to 16% rented. The poverty rate is 8.1%. Around 23% of adults hold a bachelor's degree or higher. At $80,909, median income runs near typical U.S. levels.
Broadly, 51523 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 51523 at the moment; the composite and its components are still built from verifiable records.
Whether 51523 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51523 can be compared directly against any other ZIP in Monona County, Iowa or nationwide. 51523 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 24/100 figure for 51523 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 51523 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 51523
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 51523 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 51523, the same set carried on every parcel.
Nearby ZIPs in Monona County
Nearest ZIP codes to 51523
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Iowa distress
Other reports tied to Monona County, Iowa — ZIP, county and statewide.
Unlock the full ZIP 51523 acquisition report
See who owns each distressed property in 51523, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology