ZIP 51545 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 51545 (Harrison County, Iowa) lands at 21/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100). Property-level stress concentrates in institutional ownership (49/100), construction/permit lag (48/100), structural risk (47/100). By contrast, mortgage stress (22/100) register low. Structural risk reads 47/100 against active distress of 6/100.

The peak-phase market in 51545 posted values that rose 3.4% over the year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $80,000 here, or 1.2 times local income. Vacancy runs 20.1%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 258 with a median age of 59. The demographic-stress sub-score lands at 23/100. 85% of housing is owner-occupied. Around 21% of renters are cost-burdened. The ZIP holds roughly 173 housing units. The poverty rate is 16.7% — high, a tax-stress and distress correlate. At $67,083, median income runs below typical U.S. levels. Educational attainment sits at 8% bachelor's-or-above.

Net-net, 51545 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 51545 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51545 can be compared directly against any other ZIP in Harrison County, Iowa or nationwide. Nothing here is interpolated — where a source is thin for 51545, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

51545's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 51545 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.