ZIP 51545 Property Distress & Foreclosure Data

Composite property distress in 51545 (Harrison County, Iowa) lands at 28/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100), FEMA disaster exposure (61/100). The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (65/100), institutional ownership (56/100). mortgage stress (22/100) stay muted. Structural risk reads 65/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $80,000, an affordability ratio of 1.2× — accessible. Vacancy runs 20.1%, above the national norm and a classic distress-and-opportunity signal. 258 residents call 51545 home, typically aged 59. DLRadar's demographic-stress index for the area reads 23/100. Owners hold 85% of homes, renters 15%. Rent burden reaches 21% of tenant households. There are about 173 housing units across 51545. 16.7% of residents fall below the poverty threshold. Median household income is $67,083, below the U.S. median near $78,000. Educational attainment sits at 8% bachelor's-or-above.

Taken together, 51545 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.