ZIP 51555 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 51555 (Harrison County, Iowa) at a low 21/100 for overall property distress. What sets it apart are the readings on institutional ownership (57/100), structural risk (48/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (18/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100). Structural risk reads 48/100 against active distress of 6/100.

Prices here sit in a neutral phase: values rose 3.8% over the trailing year, and 5% higher over three years, at 24/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $77,292, near the U.S. median near $78,000. 7.2% of residents fall below the poverty threshold. Owners hold 76% of homes, renters 24%. Around 23% of adults hold a bachelor's degree or higher. Rent burden reaches 32% of tenant households. There are about 2,324 housing units across 51555. Home values center near $188,700, an affordability ratio of 2.3× — accessible. The demographic-stress sub-score lands at 25/100. Population is roughly 4,881 with a median age of 44. Vacancy runs 9.9%.

On balance 51555 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 51555 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 51555 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 51555 shows blanks, not estimates, wherever the record is sparse.

51555's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 51555 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.