ZIP 51549 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 51549 in Pottawattamie County, Iowa comes in at 26, a low composite-distress reading. The split runs 58/100 structural to 6/100 active on the ground. Its standout signals are institutional ownership (58/100), structural risk (58/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (8/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (82/100).

Prices here sit in a neutral phase: values rose 3.8% over the trailing year (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 17.7%, above the national norm and a classic distress-and-opportunity signal. Around 19% of renters are cost-burdened. The typical home is worth about $161,900 (2.2× income, relatively affordable). Owners hold 80% of homes, renters 20%. Roughly 7.5% live below the poverty line. DLRadar's demographic-stress index for the area reads 23/100. Population is roughly 292 with a median age of 43. There are about 186 housing units across 51549. About 19% have a four-year degree. At $67,596, median income runs below typical U.S. levels.

On the whole, 51549 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 51549 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 51549 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 51549 stays directly comparable to neighboring ZIPs and the rest of Pottawattamie County, Iowa. Every figure is auditable to a public dataset and refreshed on ingest; 51549 shows blanks, not estimates, wherever the record is sparse.

Behind 51549's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 51549 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.