ZIP 51540 Property Distress & Foreclosure Data

Composite property distress in 51540 (Mills County, Iowa) lands at 12/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 29/100, with 1/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (78/100), structural risk (29/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 3.6% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 51540 scores 20/100. Roughly 0.8% live below the poverty line, a low share typical of higher-equity areas. About 246 people live here, median age 51. Around 0% of renters are cost-burdened. The ZIP holds roughly 207 housing units. About 13% have a four-year degree. Households earn a median $91,250 — above the roughly $78,000 national figure. A median home runs $217,700 here, or 1.7 times local income. The vacancy rate is 40.6% — elevated. The tenure split is 88% owner-occupied to 13% rented.

Net-net, 51540 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

12/100
Composite stress
29/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 51540

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk28
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Mills County

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