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Where distress is building, which way the cycle is turning, and what is live now.

ZIP 51649 Foreclosure, Tax-Lien & Distress Report

Fremont County, Iowa · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 51649 in Fremont County, Iowa comes in at 10, a minimal composite-distress reading. Structurally it carries 24/100, against 1/100 of stress already in motion. Its standout signals are construction/permit lag (70/100), structural risk (24/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The peak-phase market in 51649 posted values that rose 2.5% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 51649 scores 19/100. Rent burden reaches 18% of tenant households. A median home runs $101,400 here, or 1.9 times local income. Vacancy runs 5.5%. The poverty rate is 4.4% — low. Around 38% of adults hold a bachelor's degree or higher. Population is roughly 416 with a median age of 49. 86% of housing is owner-occupied. Median household income is $90,781, above the U.S. median near $78,000. The ZIP holds roughly 129 housing units.

Overall 51649 looks resilient on the surface, so the edge is isolating individual stressed parcels. 51649 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 51649 runs through one identical public-record model, so its 10/100 sits on the same scale as every other ZIP in Fremont County, Iowa and the nation. 51649 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 10/100 figure for 51649 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 51649 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

10/100
Composite stress
24/100
Structural risk
1/100
Distress activity

What is driving ZIP 51649’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk18
51649 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 51649 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 51649, the same set carried on every parcel.

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