ZIP 51645 Foreclosure, Tax-Lien & Distress Report

ZIP 51645's composite property-distress score is 13/100 - DLRadar classes that as minimal for Fremont County, Iowa. The latent-versus-live split is 31/100 structural and 0/100 already moving. Its standout signals are construction/permit lag (88/100), structural risk (31/100), institutional ownership (5/100). structural risk (31/100) and institutional ownership (5/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 95% owner-occupied to 5% rented. About 46% have a four-year degree. 407 residents call 51645 home, typically aged 49. The vacancy rate is 0.0%. The ZIP holds roughly 125 housing units. The demographic-stress sub-score lands at 14/100. The poverty rate is 0.2% — low.

Broadly, 51645 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 51645's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 51645 reflects the current record instead of a stale or modeled snapshot.

Each component behind 51645 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. For a buyer, 51645 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.