ZIP 51638 Foreclosure, Tax-Lien & Distress Report

ZIP code 51638 in Page County, Iowa carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic distress index. Latent structural risk is 28/100 while live distress already moving reads 1/100. Leading the profile are construction/permit lag (60/100), structural risk (28/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (4/100).

The peak-phase market in 51638 posted values that rose 2.5% over the year, and 19% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Home values center near $120,700, an affordability ratio of 1.9× — accessible. 9.4% of residents fall below the poverty threshold. At $61,154, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 21/100. Vacancy runs 9.2%. About 16% have a four-year degree. Rent burden reaches 11% of tenant households. The tenure split is 80% owner-occupied to 20% rented. There are about 623 housing units across 51638. Population is roughly 1,278 with a median age of 51.

On balance 51638 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 51638 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 51638's 13/100 can be lined up against any neighbor in Page County, Iowa or any ZIP coast to coast. 51638 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

51638's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 51638 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.