ZIP 51631 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 51631 (Page County, Iowa) lands at 13/100 — minimal on DLRadar's distress scoring. What sets it apart are the readings on construction/permit lag (61/100), structural risk (28/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Latent structural risk is 28/100 while live distress already moving reads 1/100.

The market reads peak — home values rose 2.5% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

78% of housing is owner-occupied. 14.7% of residents fall below the poverty threshold. The vacancy rate is 14.8% — elevated. Around 32% of renters are cost-burdened. Home values center near $154,200, an affordability ratio of 2.8× — accessible. The demographic-stress sub-score lands at 29/100. 331 residents call 51631 home, typically aged 60. At $45,000, median income runs below typical U.S. levels. The ZIP holds roughly 189 housing units. About 9% have a four-year degree.

Taken together, 51631 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 51631 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 51631 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51631 can be compared directly against any other ZIP in Page County, Iowa or nationwide. Where the record is thin for 51631, the field stays empty rather than modeled, and fills in as new documents post.

51631's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 51631 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.