ZIP 64431 Foreclosure, Tax-Lien & Distress Report

ZIP 64431's composite property-distress score is 15/100 - DLRadar classes that as low for Nodaway County, Missouri. The sharpest non-environmental signals are construction/permit lag (35/100), structural risk (33/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (4/100) register low. Structural risk reads 33/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 3.3% over the trailing year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 245 housing units. About 17% have a four-year degree. 401 residents call 64431 home, typically aged 51. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal. Owners hold 76% of homes, renters 24%. On demographic stress specifically, 64431 scores 24/100. At $69,500, median income runs near typical U.S. levels. Around 22% of renters are cost-burdened. A median home runs $160,000 here, or 2.1 times local income. The poverty rate is 10.1%.

Net-net, 64431 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 64431 at the moment; the composite and its components are still built from verifiable public records.

Whether 64431 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 64431 can be compared directly against any other ZIP in Nodaway County, Missouri or nationwide. Sparse data for 64431 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 64431's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 64431 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.