ZIP 64428 Foreclosure, Tax-Lien & Distress Report

In Nodaway County, Missouri, ZIP 64428 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. The sharpest non-environmental signals are construction/permit lag (46/100), structural risk (34/100), institutional ownership (24/100). On the quiet end sit institutional ownership (24/100) and mortgage stress (4/100). On the structural side it scores 34/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 3.4% over the trailing year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

78% of housing is owner-occupied. The typical home is worth about $105,700 (2.0× income, relatively affordable). The vacancy rate is 18.3% — elevated. Median household income is $51,250, below the U.S. median near $78,000. About 561 people live here, median age 43. There are about 364 housing units across 64428. DLRadar's demographic-stress index for the area reads 23/100. Around 5% of renters are cost-burdened. The poverty rate is 17.8% — high, a tax-stress and distress correlate. Around 11% of adults hold a bachelor's degree or higher.

On the whole, 64428 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 64428 runs through one identical scoring model, so its 16/100 sits on the same scale as every other ZIP in Nodaway County, Missouri and the nation. Where the record is thin for 64428, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 64428 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. In workflow terms, 64428 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.