Missouri Foreclosures, Tax Liens & Distressed Properties

Every Missouri county and ZIP carries a DLRadar distress score built from county and parcel records. 115 counties and 1,035 ZIPs are tracked statewide, averaging 20/100. By market phase, the county split is 107 peak, 8 neutral. Missouri leans peak overall, with average prices up 3.8% YoY.

The most stressed counties include Shannon County, Dade County, Newton County, Webster County, Atchison County — each with a full county distress report.

At the ZIP level, the highest distress in Missouri shows up in 63736 (36/100), 63742 (36/100), 63758 (36/100), 63767 (36/100), 63774 (36/100).

County by county, here is how market phase and distress break down across Missouri.

DLRadar reads Adair County as peak — up 3.3% on the year, lender pressure 44/100. Andrew County is in its peak phase, values rising 2.6%. Atchison County is peak (values rising 4.4%, headwind 69/100). In Audrain County, peak: prices up 3.3%, lender pressure 27/100. Barry County — peak, values rising 4.4%, bank stress 32/100. Barton County reads peak — prices up 4.4%, bank stress 53/100. Bates County — peak, prices up 2.8%.

Benton County is in its peak phase, prices up 4.4%, headwind 52/100. Bollinger County reads peak — up 4.3% on the year, 2.9% below peak. Boone County is neutral (appreciation near 3.5%, a 40/100 lender reading). Buchanan County sits in peak, values rising 2.6%, a 41/100 lender reading. Butler County reads peak — up 3.3% on the year, a 23/100 lender reading. Caldwell County is peak (prices up 2.8%, headwind 17/100). Callaway County is peak (appreciation near 2.3%, lender pressure 41/100).

In Camden County, peak: appreciation near 4.4%, lender pressure 42/100. Cape Girardeau County is peak (values rising 4.3%, 2.9% below peak, a 42/100 lender reading). Carroll County reads peak — prices up 4.4%, headwind 60/100. Carter County: peak, appreciation near 4.4%. Cass County sits in peak, appreciation near 2.8%, a 33/100 lender reading. Cedar County sits in peak, up 4.4% on the year, bank stress 47/100. Chariton County sits in peak, values rising 4.4%, a 45/100 lender reading.

Christian County reads neutral — prices up 3.6%, a 41/100 lender reading. Clark County is in its peak phase, up 4.4% on the year, headwind 39/100. Clay County reads peak — prices up 2.8%, a 31/100 lender reading. DLRadar reads Clinton County as peak — homes +2.8% YoY, headwind 63/100. Cole County is in its peak phase, appreciation near 2.3%, bank stress 22/100. In Cooper County, neutral: appreciation near 3.5%, lender pressure 52/100. Crawford County — peak, up 4.4% on the year, lender pressure 67/100.

In Dade County, peak: appreciation near 4.4%, bank stress 85/100. Dallas County — neutral, values rising 3.6%, lender pressure 60/100. Daviess County — peak, prices up 4.4%, bank stress 44/100. DLRadar reads Dekalb County as peak — values rising 2.6%, lender pressure 52/100. Dent County is in its peak phase, up 4.4% on the year, bank stress 45/100. DLRadar reads Douglas County as peak — homes +4.4% YoY, a 33/100 lender reading. Dunklin County is peak (values rising 3.3%, a 19/100 lender reading).

Franklin County — peak, prices up 3.9%, bank stress 55/100. Gasconade County is in its peak phase, prices up 4.4%. Gentry County: peak, homes +4.4% YoY, a 21/100 lender reading. Greene County sits in neutral, values rising 3.6%, headwind 48/100. DLRadar reads Grundy County as peak — appreciation near 4.4%, a 58/100 lender reading. Harrison County — peak, values rising 4.4%, headwind 29/100. Henry County sits in peak, prices up 4.4%, a 45/100 lender reading.

Hickory County sits in peak, prices up 4.4%, headwind 68/100. Holt County is peak (prices up 4.4%, a 52/100 lender reading). Howard County reads neutral — appreciation near 3.5%, headwind 41/100. Howell County is peak (homes +3.3% YoY, bank stress 56/100). Iron County reads peak — prices up 4.4%. In Jackson County, peak: appreciation near 2.8%, lender pressure 40/100. Jasper County is in its peak phase, values rising 2.0%, 1.5% below peak, a 67/100 lender reading.

Jefferson County is peak (appreciation near 3.9%, bank stress 44/100).

Missouri opportunity phases: 46 weak, 35 early_signal, 14 peak_opportunity, 14 watchlist, 4 overheated, 2 strong_buy; Missouri average index 29.0. Best-ranked Missouri counties: Oregon #46 (38.7), vacancy; Sullivan #127 (36.6), vacancy; Holt #330 (34.4), vacancy in Missouri; Mcdonald #350 (34.2), construction; Shannon #367 (34.1), vacancy; Crawford #367 (34.1), vacancy.

Missouri mortgages ninety-plus days late: 0.9%; Missouri thirty-to-eighty-nine days late 2.3% (December 2025); 8 Missouri counties sit in the CFPB sample; highest Missouri county readings: Jackson 1.0%, St. Louis 0.9%, St. Louis 0.9%, Clay 0.8%, Greene 0.8%.

Missouri county unemployment averages 4.0% across 115 counties; Missouri permitted 18,528 housing units in twelve months (5,711 multifamily); 317,060 of 2,825,287 Missouri housing units are vacant; 796,762 Missouri renter households, 34.4% spending 30%+ of income on rent.

Missouri ZIP price-cycle phases: 3,621 peak, 518 contraction, 475 neutral, 320 expansion, 217 recovery.