Ray County, MO: Foreclosures, Tax Liens & Distressed Properties
Ray County, MO, Missouri: 12 ZIP codes scored, Ray County, MO averaging 13/100 (minimal, Ray, MO), from 10 to 24. Ray County, MO is in its peak phase (Ray, MO confidence 20/100): Ray, MO home prices up 2.8% (Ray, MO) over twelve months. Ray County, MO lender headwind: 39/100.
Highest-scoring Ray County, MO ZIPs: 64024 (24/100), 64062 (15/100), 64624 (15/100), 64077 (14/100), 64668 (14/100), 64637 (13/100). Also scored in Ray County, MO: 64671, 64017, 64035, 64036, 64084, 64085.
Across Ray County, MO's scored ZIPs: median home value $165,717, household income $75,006, 15.4% vacancy, 14.4% poverty, 78% owner-occupied, median age 42.7.
Ray County, MO insurance distress 0/100 (#2,820 in the US); FEMA hazard 0/100 for Ray, MO; Ray, MO construction distress 43/100.
8 banks with 8 branches lend in Ray County, MO; Ray, MO weighted bank stress 62/100, highest 76/100 in Ray, MO.
Ray County, MO unemployment 3.8% (Ray, MO -0.1 pts, six months); 75 new housing units permitted in Ray County, MO over twelve months, Ray, MO up 25% from 60; Ray, MO home prices +9.0% a year (Ray, MO) over three years.
9,931 housing units in Ray County, MO; 2,039 Ray, MO renter households; 34% of Ray, MO renters spend 30%+ of income on rent, 15% (Ray, MO) half or more.
Ray County, MO ranks #2,726 nationally on the opportunity index (Ray, MO, among all ranked counties); Ray, MO scores 24.8/100 and Ray, MO sits #107 inside Missouri. Ray, MO is in the weak opportunity phase; Ray, MO's primary driver is bank institutional, Ray, MO second driver construction; Ray, MO moved down 33 places. 2 short-sale listings across Ray, MO; 58 days on market observed in Ray, MO; 9.2% vacancy over 12 Ray, MO ZIPs.
No CFPB county sample covers Ray County, MO. The metro area reading for Ray, MO (Kansas City, MO-KS): 0.8% ninety-plus days late; Ray, MO's thirty-to-eighty-nine share is 2.0% (Ray, MO, December 2025 data); Missouri overall 0.9%.
Ray County, MO has 7 watched banks; 7 Ray, MO banks sit in an elevated band. Ray, MO footprints: Btc Bank (1 branch, stress 76) in Ray, MO; Tbo Bank (1 branch, stress 75) in Ray, MO; Flat Branch Bank (1 branch, stress 74) in Ray, MO.
HUD lists 2 assisted multifamily properties in Ray County, MO with 32 units; 29 Ray, MO units are assisted.
815 of the 9,931 housing units in Ray, MO sit vacant. Ray County, MO permitted 0 multifamily units in twelve months; Ray, MO's one-to-four unit structures added 75 units in Ray County, MO.