Ray County, MO: Foreclosures, Tax Liens & Distressed Properties

For Ray County, Missouri, DLRadar turns county and parcel public records into a single distress score per ZIP. Individual Ray County ZIPs score between 10 and 21 on the 0–100 composite. Lender pressure in Ray County registers 39/100 — a moderate bank-stress headwind. 12 ZIP codes are tracked county-wide, averaging 13/100 distress.

The peak-phase county posted home values that rose 2.8% over twelve months (phase confidence 20/100). With pricing topped out, blanket buying underperforms as the ZIP scores below show.

With Ray County flat at +2.8% YoY (20/100 confidence), the discount lives in outliers well beyond the county average. A mid-cycle 39/100 lender reading means both signal sets in play here.

Highest scores land in 64024 (21/100), 64062 (15/100), 64624 (14/100), 64077 (13/100), 64637 (13/100), 64668 (13/100); each opens to a full parcel breakdown. The breakdown continues through 64671, 64017, 64035, 64036, 64084, 64085 and more.

Demographically, the Ray County ZIPs on file run vacancy near 15.4%, 14.4% of households below the poverty line, 78% of homes owner-occupied, a median age of 42.7, typical home values near $165,717, household income averaging about $75,006, roughly at the national median. Numbers like these set up the volume of pressured sellers and the exit liquidity behind them.

With a minimal 13/100 reading over 12 ZIPs, distress here is parcel-specific rather than a blanket buy. Subscribers get each Ray County parcel's owner, address and APN, a score, the bank behind the note and how fast it should sell.

No county is too small to score: Ray County, Missouri runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Ray County's numbers mean exactly what they mean anywhere else in Missouri.

Ray County, Missouri is best worked from the top of the score down; blanket outreach across Ray County dilutes effort that the ZIP-level numbers would have focused. All of it is deterministic and auditable: Ray County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

At the ZIP level, the sharpest readings in Ray County are 64024 (21/100), 64062 (15/100), 64624 (14/100), 64077 (13/100), 64637 (13/100), 64668 (13/100). DLRadar also scores 64671, 64017, 64035, 64036, 64084, 64085 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Ray County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.