ZIP 64024 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 64024 (Clay County, Missouri) returns a low composite of 21/100. It additionally carries heavy environmental risk: climate & FEMA risk (74/100). Its standout signals are construction/permit lag (87/100), structural risk (48/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). Latent structural risk is 48/100 while live distress already moving reads 1/100.

The peak-phase market in 64024 posted values that rose 2.8% over the year, and 18% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $197,900, an affordability ratio of 2.3× — accessible. 76% of housing is owner-occupied. 15,587 residents call 64024 home, typically aged 38. At $80,781, median income runs near typical U.S. levels. About 15% have a four-year degree. 12.5% of residents fall below the poverty threshold. The vacancy rate is 7.4%. On demographic stress specifically, 64024 scores 25/100. The ZIP holds roughly 6,250 housing units. Rent burden reaches 22% of tenant households.

On balance, 64024 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 64024 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 64024's 21/100 can be lined up against any neighbor in Clay County, Missouri or any ZIP coast to coast. Sparse data for 64024 shows as blanks, never estimates, and the score updates on every fresh public filing.

64024's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 64024 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.