ZIP 64116 Property Distress & Foreclosure Data

In Clay County, Missouri, ZIP 64116 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 49 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). Its standout signals are construction/permit lag (63/100), structural risk (49/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (4/100) register low.

The market reads peak — home values rose 4.5% year on year, and 22% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 17,535 people live here, median age 38. Home values center near $240,900, an affordability ratio of 3.6× — accessible. Vacancy runs 10.0%. Owners hold 44% of homes, renters 56%. Educational attainment sits at 41% bachelor's-or-above. Rent burden reaches 38% of tenant households. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $63,352, below the U.S. median near $78,000. There are about 9,579 housing units across 64116. 10.0% of residents fall below the poverty threshold.

Net-net, 64116 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.