ZIP 64116 Foreclosure, Tax-Lien & Distress Report
Clay County, Missouri · Distress market
ZIP 64116's composite property-distress score is 29/100 - DLRadar classes that as low for Clay County, Missouri. The split runs 66/100 structural to 1/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (84/100)). The most distinctive pressure shows up in construction/permit lag (90/100), structural risk (66/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (4/100) register low.
The peak-phase market in 64116 posted values that rose 2.8% over the year, and 22% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.
17,535 residents call 64116 home, typically aged 38. The typical home is worth about $240,900 (3.6× income, relatively affordable). Vacancy runs 10.0%. The tenure split is 44% owner-occupied to 56% rented. About 41% have a four-year degree. Around 38% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 31/100. Households earn a median $63,352 — below the roughly $78,000 national figure. There are about 9,579 housing units across 64116. The poverty rate is 10.0%.
Net-net, 64116 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 64116 at the moment; the composite and its components are still built from verifiable records.
Whether 64116 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 64116 can be compared directly against any other ZIP in Clay County, Missouri or nationwide. 64116 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 29/100 for 64116 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 64116 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 64116 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 64116 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 64116, the same set carried on every parcel.
Nearby ZIPs in Clay County
Nearest ZIP codes to 64116
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Clay County, Missouri
Additional distress intelligence spanning Clay County, Missouri by ZIP, county and state.
Get the full acquisition report for 64116
The full 64116 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology