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ZIP 64118 Foreclosure, Tax-Lien & Distress Report

Clay County, Missouri · Distress market

DLRadar grades ZIP 64118 (Clay County, Missouri) at a low 25/100 for overall property distress. Structural exposure scores 57 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (91/100). Property-level stress concentrates in construction/permit lag (92/100), structural risk (57/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (4/100) stay muted.

The peak-phase market in 64118 posted values that rose 2.8% over the year, and 19% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 19,213 housing units across 64118. The tenure split is 59% owner-occupied to 41% rented. A median home runs $225,300 here, or 2.9 times local income. The demographic-stress sub-score lands at 29/100. Around 37% of renters are cost-burdened. Vacancy runs 7.0%. At $70,290, median income runs near typical U.S. levels. The poverty rate is 13.0%. About 42,213 people live here, median age 37. About 30% have a four-year degree.

On balance 64118 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 64118 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 64118's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 64118 shows blanks, not estimates, wherever the record is sparse.

Each component behind 64118 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 64118 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

25/100
Composite stress
57/100
Structural risk
1/100
Distress activity

ZIP 64118 distress signals, scored

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 64118 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 64118, the same set carried on every parcel.

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