ZIP 64165 Foreclosure, Tax-Lien & Distress Report
Clay County, Missouri · Distress market
In Clay County, Missouri, ZIP 64165 scores 29 of 100 for composite distress, a low level on DLRadar's distress index. Latent structural risk is 66/100 while live distress already moving reads 0/100. The sharpest non-environmental signals are construction/permit lag (90/100), structural risk (66/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100). It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (84/100).
Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
223 residents call 64165 home, typically aged 27. Vacancy runs 0.0%. The poverty rate is 0.0% — low. The ZIP holds roughly 56 housing units. Owners hold 100% of homes, renters 0%. DLRadar's demographic-stress index for the area reads 54/100. Educational attainment sits at 40% bachelor's-or-above. Median household income is $166,576, above the U.S. median near $78,000.
Net-net, 64165 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 64165 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 64165 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 64165 shows blanks, not estimates, wherever the record is sparse.
64165's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 64165 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 64165 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 64165 by the numbers
The live 64165 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Clay County
Nearest ZIP codes to 64165
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 64165
Further distress data across Clay County, Missouri at ZIP, county and state level.
Unlock the full ZIP 64165 acquisition report
Every distressed parcel in 64165 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology