ZIP 64165 Property Distress & Foreclosure Data

ZIP code 64165 in Clay County, Missouri carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 49/100 against active distress of 0/100. What sets it apart are the readings on construction/permit lag (63/100), structural risk (49/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100). Environmental exposure also runs high (climate & FEMA risk (91/100)).

The peak-phase market in 64165 posted values that rose 4.5% over the year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 223 with a median age of 27. Vacancy runs 0.0%. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. There are about 56 housing units across 64165. The tenure split is 100% owner-occupied to 0% rented. On demographic stress specifically, 64165 scores 16/100. About 40% have a four-year degree. Households earn a median $166,576 — above the roughly $78,000 national figure.

Broadly, 64165 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.