ZIP 64156 Property Distress & Foreclosure Data

ZIP code 64156 in Clay County, Missouri carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (91/100)). What sets it apart are the readings on construction/permit lag (63/100), structural risk (49/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (4/100). Structural exposure scores 49 and live distress 1 on the 0–100 scale.

The peak-phase market in 64156 posted values that rose 4.5% over the year, and 14% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 3.5%. A median home runs $410,800 here, or 3.1 times local income. On demographic stress specifically, 64156 scores 23/100. Households earn a median $128,672 — above the roughly $78,000 national figure. There are about 3,063 housing units across 64156. Roughly 2.3% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 72% owner-occupied to 28% rented. Rent burden reaches 27% of tenant households. Population is roughly 7,977 with a median age of 35. About 50% have a four-year degree.

Broadly, 64156 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.