ZIP 64161 Property Distress & Foreclosure Data

In Clay County, Missouri, ZIP 64161 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). Its standout signals are construction/permit lag (63/100), structural risk (49/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (4/100) register low. Structural risk reads 49/100 against active distress of 1/100.

The market reads peak — home values rose 4.5% year on year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 360 people live here, median age 45. Home values center near $144,000, an affordability ratio of 2.2× — accessible. Median household income is $62,250, below the U.S. median near $78,000. Vacancy runs 7.4%. There are about 129 housing units across 64161. 20.6% of residents fall below the poverty threshold. Rent burden reaches 61% of tenant households. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 69% of homes, renters 31%. Educational attainment sits at 11% bachelor's-or-above.

Net-net, 64161 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.