ZIP 64161 Foreclosure, Tax-Lien & Distress Report
Clay County, Missouri · High Poverty market
Scored purely from public records, 64161 (Clay County, Missouri) returns a low composite of 25/100. Climate and flood risk are elevated too — climate & FEMA risk (91/100). Its heaviest discrete signals: construction/permit lag (92/100), structural risk (57/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (4/100) stay muted. The split runs 57/100 structural to 1/100 active on the ground.
The market reads peak — home values rose 2.8% year on year (phase confidence 20/100). Topping markets hide individual distress behind strong averages.
360 residents call 64161 home, typically aged 45. A median home runs $144,000 here, or 2.2 times local income. At $62,250, median income runs below typical U.S. levels. Vacancy runs 7.4%. The ZIP holds roughly 129 housing units. The poverty rate is 20.6% — high, a tax-stress and distress correlate. Rent burden reaches 61% of tenant households. The demographic-stress sub-score lands at 33/100. The tenure split is 69% owner-occupied to 31% rented. Around 11% of adults hold a bachelor's degree or higher.
Net-net, 64161 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 64161 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 64161's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 64161, the field stays empty rather than modeled, and fills in as new documents post.
Behind 64161's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 64161 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 64161
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 64161 Stress Report snapshot
A live read on 64161: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Clay County ZIP reports
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Unlock the full ZIP 64161 acquisition report
See who owns each distressed property in 64161, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology