ZIP 64068 Property Distress & Foreclosure Data

DLRadar grades ZIP 64068 (Clay County, Missouri) at a low 22/100 for overall property distress. Structural exposure scores 49 and live distress 1 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (63/100), structural risk (49/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100).

The market reads peak — home values rose 4.5% year on year, and 17% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 37,466 people live here, median age 38. There are about 14,897 housing units across 64068. Home values center near $284,500, an affordability ratio of 2.8× — accessible. Owners hold 73% of homes, renters 27%. Median household income is $95,425, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. 6.7% of residents fall below the poverty threshold. Rent burden reaches 36% of tenant households. Vacancy runs 5.1%. Educational attainment sits at 39% bachelor's-or-above.

Overall 64068 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.