ZIP 64068 Foreclosure, Tax-Lien & Distress Report
Clay County, Missouri · Distress market
On DLRadar's 0-100 public-record scale, ZIP 64068 in Clay County, Missouri comes in at 25, a low composite-distress reading. Latent structural risk is 57/100 while live distress already moving reads 1/100. Leading the profile are construction/permit lag (92/100), structural risk (57/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (4/100). It additionally carries heavy environmental risk: climate & FEMA risk (91/100).
Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 17% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 37,466 people live here, median age 38. There are about 14,897 housing units across 64068. A median home runs $284,500 here, or 2.8 times local income. 73% of housing is owner-occupied. Median household income is $95,425, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. Around 36% of renters are cost-burdened. Vacancy runs 5.1%. About 39% have a four-year degree.
Overall, 64068 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 64068 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 64068 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 64068 stays directly comparable to neighboring ZIPs and the rest of Clay County, Missouri. 64068 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 25/100 figure for 64068 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 64068 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 64068
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 64068 by the numbers
64068 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Clay County ZIPs near 64068
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Deterministic. Every signal traces to a public dataset · methodology