ZIP 64155 Property Distress & Foreclosure Data

Clay County, Missouri's ZIP 64155 registers 22/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (49/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (4/100) register low. The latent-versus-live split is 49/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (91/100).

The market reads peak — home values rose 4.5% year on year, and 19% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $96,909, above the U.S. median near $78,000. Around 35% of renters are cost-burdened. The vacancy rate is 1.8%. Educational attainment sits at 44% bachelor's-or-above. The ZIP holds roughly 11,559 housing units. Owners hold 72% of homes, renters 28%. 6.7% of residents fall below the poverty threshold. About 28,754 people live here, median age 36. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $300,900, an affordability ratio of 2.9× — accessible.

Overall 64155 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.