ZIP 64154 Foreclosure, Tax-Lien & Distress Report

In Platte County, Missouri, ZIP 64154 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). What sets it apart are the readings on construction/permit lag (86/100), structural risk (49/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (2/100) register low. On the structural side it scores 49/100, with 1/100 of stress already active.

The peak-phase market in 64154 posted values that rose 2.8% over the year, and 10% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $355,700 here, or 3.8 times local income. Rent burden reaches 26% of tenant households. There are about 6,622 housing units across 64154. About 50% have a four-year degree. Population is roughly 13,114 with a median age of 35. Median household income is $92,686, above the U.S. median near $78,000. Vacancy runs 6.7%. The demographic-stress sub-score lands at 27/100. Owners hold 50% of homes, renters 50%. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas.

Broadly, 64154 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 64154 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 64154's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 64154, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 figure for 64154 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 64154 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.