ZIP 64098 Property Distress & Foreclosure Data

ZIP code 64098 in Platte County, Missouri carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (24/100), institutional ownership (3/100), mortgage stress (2/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). On the structural side it scores 24/100, with 1/100 of stress already active.

The market reads peak — home values rose 4.5% year on year, and 24% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $95,114, above the U.S. median near $78,000. Around 37% of renters are cost-burdened. Educational attainment sits at 41% bachelor's-or-above. Home values center near $317,600, an affordability ratio of 3.3× — accessible. Owners hold 81% of homes, renters 19%. About 3,300 people live here, median age 42. DLRadar's demographic-stress index for the area reads 27/100. The vacancy rate is 11.1%. 7.3% of residents fall below the poverty threshold. The ZIP holds roughly 1,412 housing units.

Overall 64098 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.