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ZIP 64440 Foreclosure, Tax-Lien & Distress Report

Buchanan County, Missouri · High Vacancy market

In Buchanan County, Missouri, ZIP 64440 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (76/100), flood (NFIP) exposure (76/100). The sharpest non-environmental signals are construction/permit lag (87/100), structural risk (59/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 59/100 structural and 3/100 already moving.

Prices here sit in a peak phase: values rose 2.6% over the trailing year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

876 residents call 64440 home, typically aged 37. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. Owners hold 79% of homes, renters 21%. On demographic stress specifically, 64440 scores 27/100. The typical home is worth about $187,800 (2.3× income, relatively affordable). At $82,679, median income runs near typical U.S. levels. Rent burden reaches 28% of tenant households. There are about 397 housing units across 64440. Roughly 10.6% live below the poverty line. About 14% have a four-year degree.

Net-net, 64440 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 64440 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 64440 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 64440 shows blanks, not estimates, wherever the record is sparse.

The 26/100 for 64440 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 64440 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

26/100
Composite stress
59/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 64440

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk76
9 further distress layers are graded for 64440

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

64440 at a glance

A live read on 64440: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Buchanan County ZIPs near 64440

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