ZIP 64440 Property Distress & Foreclosure Data

In Buchanan County, Missouri, ZIP 64440 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (76/100), flood (NFIP) exposure (74/100). Its standout signals are structural risk (47/100), construction/permit lag (38/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Structural risk reads 47/100 against active distress of 3/100.

The market reads peak — home values rose 2.2% year on year, 2.0% off the recent peak, at 54/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 876 people live here, median age 37. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. Owners hold 79% of homes, renters 21%. DLRadar's demographic-stress index for the area reads 27/100. Home values center near $187,800, an affordability ratio of 2.3× — accessible. Median household income is $82,679, near the U.S. median near $78,000. Rent burden reaches 28% of tenant households. There are about 397 housing units across 64440. 10.6% of residents fall below the poverty threshold. Educational attainment sits at 14% bachelor's-or-above.

Net-net, 64440 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.