ZIP 64504 Property Distress & Foreclosure Data

DLRadar grades ZIP 64504 (Buchanan County, Missouri) at a low 24/100 for overall property distress. Property-level stress concentrates in construction/permit lag (66/100), structural risk (55/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). The latent-versus-live split is 55/100 structural and 3/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (82/100), climate & FEMA risk (76/100)).

The peak-phase market in 64504 posted values that rose 2.0% over the year, 2.2% off the recent peak, and 24% higher over three years (phase confidence 57/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 4,345 housing units. Around 45% of renters are cost-burdened. Households earn a median $55,300 — below the roughly $78,000 national figure. About 13% have a four-year degree. The vacancy rate is 10.6%. On demographic stress specifically, 64504 scores 31/100. Roughly 22.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 10,286 with a median age of 42. A median home runs $127,100 here, or 2.1 times local income. The tenure split is 71% owner-occupied to 29% rented.

On the whole, 64504 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.